This product is specially to cater for the credit needs of employees (SALARY EARNERS) of well-established companies, local corporate and public sector institutions.

• Client must be a confirmed employee of a well-established organization/public institution, and should also hold a cooperative interest in TradeGrowth-Support.
• The obligor should have received salary through his/her account with any bank within the vicinity for at least 3 months. Direct debit from salary payment source is also an option for repayment.
• Debt service ratio for installment/rentals does not exceed [40%] of monthly salary.
• Account has never been classified or in debit for the last 3 months, evidenced by submitted account statement of borrower.
• Assignment and domiciliation of salary from employer for the tenor of the facility and where applicable, domiciliation of terminal benefit/gratuities or personal guarantees of acceptable companies.
• Facility tenor should not exceed customer’s expected retirement date and amount should not exceed 90% of gratuities.